For vehicle operators
All-credit & near-prime hire leads
Updated August 2026 · Fast Track Leasing partner network
Fast Track Leasing specialises in demand from near-prime and credit-challenged drivers — motorists turned down for finance who can afford a monthly hire and want a car or van now. This is high-intent, hard-to-source demand, and we generate more of it than our current partners can place.
The demand others struggle to reach
A large share of UK drivers are declined for conventional car finance over a thin file, a default or a CCJ — yet many can comfortably afford a monthly hire. Fast Track Leasing is built to reach exactly these customers, with content and campaigns around access ("turned down elsewhere? all credit welcome"). As an introducer, we pass this qualified demand to operators who work with it — and we produce more than our current partners can absorb.
Why this demand is valuable
Near-prime and all-credit customers are high-intent: they need a vehicle, they have often already been declined elsewhere, and they are ready to move quickly. Because it is harder for them to source a car, they are motivated and loyal once matched to an operator who says yes. It is demand that is difficult and expensive to generate cold — and we already have it flowing.
Assessed on affordability, framed honestly
Our enquiries are framed around affordability now, not guarantees — we never promise approval, and every lead comes with the detail you need to assess it (budget, term, situation). You apply your own underwriting and take the customers who fit your risk appetite. Honesty with the customer means better-matched, better-quality introductions for you.
For operators who work with adverse credit
If your business supplies vehicles to near-prime, sub-prime or all-credit customers, this is demand you want. Register your criteria and receive matched enquiries in your area, alongside your existing pipeline, with no exclusivity and terms agreed to suit you.
Receive all-credit demand
Join through our partner portal, AceLeads, and tell us the credit profiles and areas you cover. Apply to receive all-credit hire leads.
Partner FAQs
What does "near-prime / all-credit" demand mean?
Customers with impaired or thin credit — defaults, CCJs, low scores or no history — who can afford a monthly hire but are often declined for finance. High-intent, motivated, and hard to reach through conventional channels.
Do you guarantee these customers will be approved?
No, and we never tell them that. Enquiries are framed around affordability now, and you apply your own underwriting. Honest framing means better-matched introductions for you.
Is this consumer finance?
No. We introduce customers for short-term hire, not credit. The customer contracts directly with you, the supplying operator. Fast Track is not an FCA-regulated broker.
Can I filter by credit profile?
Yes. You register the profiles and areas you work with, and receive demand that matches your appetite — you only take what fits.
Ready to receive matched demand?
Register your fleet and coverage — we match you to live vehicle-hire enquiries.
Apply to receive all-credit hire leads →Applications handled through our partner portal, AceLeads. No exclusivity · terms to suit you.